Indian Payment Gateway

Indian Payment Gateway

The Indian payment gateway landscape features a diverse range of homegrown solutions catering to businesses of all sizes, from startups to large enterprises. Major players like Razorpay, Paytm, Cashfree, PayU, CCAvenue, PhonePe, BillDesk, Instamojo, Juspay, Zaakpay, Paykun, Easebuzz, and EnKash collectively serve millions of merchants across the country, offering comprehensive payment solutions including 100+ payment modes, instant settlements, robust security features, easy API integrations, and competitive pricing structures. These platforms support various payment instruments such as UPI, credit/debit cards, net banking, wallets, BNPL, and EMI options, while providing additional services like payroll automation, vendor payouts, POS solutions, international payment acceptance, and connected banking facilities, making them essential infrastructure for India's rapidly expanding digital economy.

RazorPay Payment Gateway

RazorPay

India 🇮🇳

Website

Razorpay offers advanced payment solutions for Indian businesses with 100+ payment methods including UPI, cards, net banking, and wallets. The platform provides easy API integration, powerful dashboards, automated payroll services, current account facilities, POS solutions for in-store payments, and international payment acceptance from 180+ countries, serving startups to large enterprises.

CashFree Payment Gateway

CashFree

India 🇮🇳

Website

Cashfree Payments is India's leading payment and API banking company serving 800,000+ businesses. It offers the widest payment range including UPI, cards, EMI, BNPL, and wallets with industry-best success rates. The platform features instant refunds, smart routing, 100% paperless onboarding, and Payouts for bulk transfers, completing transactions in under 5 minutes.

CCAvenue

CCAvenue

India 🇮🇳

Website

CCAvenue is an end-to-end PCI-DSS compliant payment processing solution provider catering to nearly 3 million merchants across India. The platform offers comprehensive payment gateway and digital payment solutions with path-breaking fintech technology designed to improve transaction success rates, redefine user experience, and increase earning potential for web merchants exponentially.

EaseBuzz

EaseBuzz

India 🇮🇳

Website

Easebuzz provides comprehensive digital payment solutions including payment gateway with 150+ payment options, payment links, automated splits, ePOS for mobile payments, sector-specific SaaS APIs like FeesBuzz and InstaCollect, connected banking for vendor payouts, tax payments, expense management with prepaid cards, and automated B2B invoice management solutions.

Paytm PG

Paytm PG

India 🇮🇳

Website

Paytm Payment Gateway handles 10,000 transactions per second with 99.99% uptime using scalable in-house banking infrastructure. It offers 30+ platform integrations including Shopify and WooCommerce, T+1 settlement cycle, UPI Autopay compatibility, robust developer-friendly SDKs, custom UI options, advanced features like Visa Single-Click, real-time currency conversion, and zero setup fees.

PhonePe PG

PhonePe PG

India 🇮🇳

Website

PhonePe Payment Gateway offers zero transaction and setup fees with seamless UPI integration, versatile payment options including cards and wallets, bank-grade security with robust encryption, user-friendly interface, real-time transaction updates, and recently launched device tokenization with Mastercard for "save once, use everywhere" secure one-tap payments across merchant platforms.

PayU

PayU

India 🇮🇳

Website

PayU is India's leading payment aggregator empowering 500,000+ businesses with 150+ payment modes including cards, UPI, wallets, net banking, EMI, and BNPL. Backed by Prosus, it offers industry-best success rates, Native OTP for one-click card payments, startup-friendly pricing, $100,000 startup credits, free mentorship, international payment acceptance, and PAN-India coverage.

BillDesk

BillDesk

India 🇮🇳

Website

BillDesk is a leading Indian payment gateway providing one-stop online bill payment services for utilities, credit cards, insurance premiums, and regular bills. The platform allows bank transfers through savings, current, or credit accounts with 3-5 day settlement periods, supports credit cards, requires Indian address registration, and has ₹10,000 transaction limit.

InstaMojo

InstaMojo

India 🇮🇳

Website

Instamojo is India's secure payment gateway trusted by 2 million+ businesses, offering 100+ payment modes including UPI, cards, net banking, EMI, and BNPL. It features 3-day settlements with faster payout options, easy integration via APIs and plugins, transparent pricing at 2% + ₹3 + GST for physical goods, payment links, embedded buttons, and PCI-DSS certification.

JusPay

JusPay

India 🇮🇳

Website

Juspay offers an end-to-end global payment orchestration platform simplifying payments across experience, integration, and cloud infrastructure layers. It processes 30 million daily transactions with $150Bn annualized TPV, supports multiple payment methods including cards, wallets, BNPL, UPI, provides express checkout, smart routing for optimizing success rates, PCI-DSS Level 1 compliance, and real-time analytics.

ZaakPay

ZaakPay

India 🇮🇳

Website

Zaakpay is MobiKwik's payment gateway subsidiary that received RBI authorization in 2025 to operate as a payment aggregator. Established in 2011, it offers 100+ payment modes including credit/debit cards, UPI, net banking, and wallets. The platform provides 100% online registration, supports over 52 Indian banks, accepts international cards, and features customized payment flows.

PayKun

PayKun

India 🇮🇳

Website

Paykun is India's low-cost payment gateway offering flat 1.75% TDR for domestic transactions with zero setup and maintenance fees. It provides 120+ payment options including cards, UPI, wallets, net banking, EMI, and QR codes, features T+1 to T+3 settlement, PCI DSS 3.2.1 Level 1 compliance, international payment support, and easy integration with payment buttons and links.

EnKash

EnKash

India 🇮🇳

Website

EnKash Payment Gateway offers 100% transaction success rate with 99.9% uptime and 100+ payment options including UPI, cards, net banking, wallets, BNPL, and QR codes. It provides seamless integration across Shopify, WooCommerce, Magento, customizable checkout experience, PCI DSS compliance, real-time dashboard for tracking payments and refunds, 24/7 human support, and zero downtime infrastructure.